ArtiGen Credit
AI commercial credit underwriting that keeps analysts in command.
Turn borrower packages into risk-rated, source-cited credit recommendations with financial spreading, covenant analysis, committee workflows, and audit-ready decision lineage.
From intake to committee in one controlled workflow.
ArtiGen automates the tedious work around document intake, extraction, reconciliation, comparative analysis, memo drafting, and approval routing while preserving analyst judgment and override rationale.
| Deal | Signal | Decision risk | Status |
|---|---|---|---|
| $409M forward flow | Liquidity gap | Elevated | Committee |
| $85M healthcare RCF | Clean tie-out | Moderate | Spreading |
| $42M floorplan increase | Strong coverage | Low | Approved |
Audit-ready memosEvery recommendation carries source citations, assumptions, and override history.
Policy controlsCredit policy checks and approval thresholds are visible before committee review.
Reviewer authorityRole-based signoff, conditions, and exceptions stay attached to the file.
What clients buy.
A faster credit factory that improves consistency, transparency, and committee confidence.
Financial extraction and spreading
- Borrower packages
- Financial statements
- Covenants and side letters
Risk engine and scenario analysis
- PD/LGD and rating signals
- Downside cases
- Portfolio exposure
Committee-ready output
- Source-cited memos
- Approval conditions
- Tamper-evident trails